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What is No-Fault Insurance

  • By:Alina Ng Boyte
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Our company offers no fault medical funding to providers in the following 12 states:

  1. Florida
  2. Michigan
  3. New Jersey
  4. New York
  5. Pennsylvania
  6. Hawaii
  7. Kansas
  8. Kentucky
  9. Massachusetts
  10. Minnesota
  11. Utah
  12. North Dakota

These states have automobile insurance laws that require insurance companies to pay for policy holders’s financial losses regardless of who caused the accident in order to reduce the number of lawsuits that might burden the legal system.

In New York, the injured party must provide the applicable no-fault carrier with written notice within 30 days of an accident. In most cases, there are no exceptions and an Application for No-Fault benefits must be submitted within 30 days of an accident,in order for the claimant to be eligible for  past and future lost wages, medical bills and other medically-necessary expenses. Generally, the injured party is not required to have a referral to see a doctor.

If you are a personal injury doctor who specializes in surgery, orthopedic care, pain management, physical therapy, radiology, and other related care areas, and provides treatment to PIP (personal injury protection insurance) patients who have been injured in an automobile accident in one of these states, we invite you to contact us to discuss how we may be able to support your medical practice.

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